6 ADDITIONAL COSTS IN A HOME PURCHASE

Property price is not the only cost involved in a home purchase. Additional expenses like closing costs and fees etc. should be paid to the lenders, brokers and local government bodies to complete the process of property transfer.

Below listed are 6 additional expenses apart from the property price in a property purchase.

1.    Brokerage – Fee for the broker or real estate agent or property consultant

2.    Property tax – Tax paid to the government according to the property type and configuration.

3.    Stamp duty – Duty paid for registering property documents

4.    Loan application fee – Fee for processing the bank loan application

5.    Administrative charges – One-time charges paid to the bank for legal verification of property

6.    Prepayment charges – Fee imposed by banks on loan prepayment

Ladder Kerala the top builders of luxurious flats in Calicut offering you quality living spaces with 4.99% home loan and 20 years of free maintenance at Ladder Mankav Greens, premium 3 BHK apartments in Calicut accommodating all the needs of a modern living space.  

To know more about Ladder Mankav Greens http://ladderkerala.com/ladder-mankav-greens/ 

Call us at +91 9400470022 for more information

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4 Factors to consider while buying a 2 BHK apartment

Are you looking for 2 BHK flats in Calicut? Due to high increases in the price of 3 BHK flats, it is not affordable to all. Because of the higher price many people prefer 2 BHK homes to 3 BHK ones. Here are some factors that you should consider before investing in 2 BHK apartments in Calicut.

1.    Location

Location is the most important factor that you should consider before investing in ready to occupy 2 BHK apartments in Calicut. The resale value of the property mainly depends on the location of it. Ensure that the home that you are supposed to buy offers superior connectivity to all major nodes and close proximity to leading social infrastructures. It's great if the flat is within the locality of the railway station, bus stand, hospitals, supermarkets, educational institutions, your office etc. In addition to this make sure that your home offers best transportation facility.

2.    Amenities

Investigate the quality of the amenities provided in the premium 2 BHK flats in Calicut. Of course, the amenities provided depends on the price of the flat. The top must-have amenities for your new home are power backups, water supply, lifts, security services, parking spaces, recreational facilities, access to common spaces, waste disposal & proper ventilation.

3.    Security system

Check whether the residential project offers good security system. It's important to ensure safety & security of you & your family at home.

4.    Resale value

Before making a colossal investment you should consider the resale value of the luxurious residential property. Make sure to get best returns on your investment.

Ladder Mankav Greens is a flagship residential project in Calicut by the best builders in Calicut, Ladder Kerala. The premium residential project comprising of premium 1-2-3 and 4BHK flats with world class amenities & facilities offering quality & comfort living to you.

To Know more about Ladder MankavGreens http://ladderkerala.com/ladder-mankav-greens/

Call us at +91 9400470022 for more information

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Front Door Design Ideas for Your New Home

No feature of a home says “Welcome” as an inviting front door. Front door is a very important feature of any home. Are you looking for new flats and apartments in Calicut, opt one with a welcoming front door. Today a myriad of options are there in front door designs. Choose the best design that you desire from the available options. Most of the designs are available in wood & fiberglass. Wood & fiberglass are the commonly used door materials. Here are the popular front door designs

Traditional

Traditional designed doors may feature raised panels & glass inserts with scrollwork. These doors are available in wood, metal & fiberglass options. You can choose pre hung or ready to install doors for your new 3 BHK apartments in Calicut. You can also do custom design the traditional door according to your preferences.

Craftsman 

Craftsman designed doors are nowadays very common from small cottages to spacious luxury homes. These type of doors are available in wood & fiberglass options. Craftsman designed doors feature straight lines & one window at the top position. It also feature rectangular shaped raised panels at the bottom. Custom options is also available in craftsman designed doors. 

Modern

Like craftsman designed doors modern designed doors also feature straight line. Sleek lined front doors are also common in modern homes. All components like small panels, straight lines, and small windows all are blended in a trendy manner.

Rustic 

Rustic designed doors are frequently seen on cabins & homes that feature wood, stone, or brick exterior.

Arched

Arched doors fit to both traditional & modern homes gives them a diacritic appearance. The curved style offers an appealing architectural view to your home.

Ladder Kerala leading builders in Calicut presenting you an amazing flat project in Calicut, Ladder Mankav Greens, ultra-spacious 2-3 and 4 BHK premium apartments in Calicut with world class luxury amenities and scenic views.

To Know more about Ladder MankavGreens  http://ladderkerala.com/ladder-mankav-greens/

Call us at  +91 9400470022

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DIY Decorating Ideas for Your Home

Home Interior

You can have countless options and ideas to decorate your home. Do it yourself. It is great to do the home interior by yourself. It is very cheap also. A little bit of creativity is the only requirement for this.  If you are doing the interior of your home, it will be more economical. You’ll be amazed at how appealingly you can make use of existing items in your house and transform it into a paradise. If you own a new 3 BHK flats in Calicut & about to do the interior décor by yourself, then these tips may help you.

Driftwood

Enjoying close to a forest or a woody area, How will it be? Charming experience, right?  Keep a lookout for pieces of driftwood. Reasonably priced, different shaped & styled driftwoods are available in the market. Interior decor with driftwood will give you a classy look to your home, that never goes out of style. These cheap pieces look expensive, provided place it in a creative way. Create a cute candle holder, flower vase, stand for your centre table etc..In any form, they will add a lot of allurement to your home at little cost.

Bottles

Do not throw away those old wine bottles & other glass bottles. Use these items for creating beautiful hanging vases, which gives a charming feel to your home. Hang the vases at different levels with natural lovely flowers in it. This will add an extra amazing beauty to your home. Do it yourself, watch the result, find satisfaction in it. 

Stylish table mats

Instead of using boring old fashioned table mats opt fashionable table mats.

Add some creativity to it. Each minute thing in your room characterizes the interior décor of your home.

Ladder Kerala is a leading builders in Calicut in terms of premium flats and apartments in Calicut. Ladder Mankav Greens is the recent residential project by Ladder Kerala in Calicut. The great project is equipped with all modern world class amenities. Stepping into a generously spacious airy home. Luxury flats and apartments in Calicut for sale by the forerunner builders in Calicut.

To Know more about Ladder Mankav Greens  http://ladderkerala.com/ladder-mankav-greens/

Call us at  +91 9400470022

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WHY PEOPLE DEMAND FOR LUXURY APARTMENTS IN CALICUT

Recreate your mind, enjoy every moment in your life

Flats and apartments in calicut

Home is the place which brings us happiness, peace, and euphoria.  But, it is not just the four walls of the home which bring to us the desired cheer, but the surroundings which we live in. Today, there is a shift from stand-alone buildings to apartments or flats.The convenience or comfort offered by amenities or facilities in these apartments also augments our joy. Recreation, being a part of the everyday routine is not only important for bringing that relief from stress but also shapes our entire well-being.

Why is recreation so important?

. For healthy active people

. For social engagement

. For community spirit

. For environmental responsibility

. For the economy

So when you buy a luxury 3 BHK apartment in Calicut, make sure that you don’t just get that flat or apartment, but an entire space where you can relax, intermingle and adorn your mind, body, and soul. Consider the amenities offered by the premium flat in Calicut. Investigate the quality of construction by visiting other under construction projects of the builder. Ensure the security system in the apartment etc. for a better life. If you are in search of luxury ready to occupy flats apartments in Calicut, Ladder Mankav Greens is the great option. Ladder Mankav Greens is the flagship premium project of Ladder Kerala, a well-known builder in Kerala, based in Calicut. Ladder Tharavad, Ladder Serene Valley, Ladder Links, Ladder Indian Mall, Ladder Indian Residency are the ongoing projects of Ladder Kerala, the acclaimed builder in Calicut.

To know more visit      http://ladderkerala.com/ladder-mankav-greens/

Please Touch With Us: +91 9400470022 

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Ladder Mankav Greens

In today’s burgeoning world, a home is an imperative part of an individual’s life, but it is becoming difficult for an individual to buy or build a good, well-furnished house as it needs a colossal investment. Sometimes, it stays as a dream in the shell eternally. To conquer this particular hardship, people turn to banks for loans. Apparently, banks play a pivotal role in providing home loans at good interest rates. Various banks provide various housing loan interest rates from which an individual can opt a bank, which suits him best.

Applying for a home loan isn’t a simple process, it includes a lot of factors. Below are some home loan rejection reasons, which an applicant should dodge to get rejected from getting a home loan.

•    Maintaining a good CIBIL score

 Credit Information Bureau of India Ltd. (CIBIL) is a score) that maintain records of a person who has previously taken a loan or used a credit card. To check if you are eligible for applying for home loan, this is a crucial deciding factor. A good CIBIL score for a home loan is 700. Some reasons behind the bad CIBIL score is dues not paid on time, no payment of EMI’s etc. So aware of these factors & maintain a good CIBIL score to be eligible for a home loan.

•    Verification of personal profile

To be eligible for the home loan each of the given identity has to match with the credit report.

•    Age limit

 The minimum age for applying home loan is 22-23 years, and the maximum is around of 60 years. Bank definitely consider repayment capacity of the applicant before granting the loan.

•    Job hopper

The job stability is an important factor be eligible for a housing loan.As according to bank rules, an applicant must be employed with a certain organization for three years.

•    Good tax-paying history

Banks also check with a few years of tax paying history of the applicant to provide loans

•    Filling income tax regularly

•    Checking and paying off existing loans

Ladder Mankav Greens, an amazing range of residential living spaces with amicable environment located at Mankav, Calicut.  Avail home loan at 4.99 % interest rate from the trusted builder in Calicut, Ladder Kerala. Ladder Mankav Green offering premium roomy two, three & four bedroom apartments & flats in Calicut. Own this amazing residential project in Calicut at the lowest interest rate & enjoy the life at its best. To know more visit link premium2 BHK apartments in Calicut. To know more visit link premium 2 BHK apartments in Calicut. 

For more information visit : http://ladderkerala.com/ladder-mankav-greens/

Please Touch With Us: +91 9400470022

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