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| Ladder Mankav Greens |
In today’s burgeoning world, a home is an imperative part of an individual’s life, but it is becoming difficult for an individual to buy or build a good, well-furnished house as it needs a colossal investment. Sometimes, it stays as a dream in the shell eternally. To conquer this particular hardship, people turn to banks for loans. Apparently, banks play a pivotal role in providing home loans at good interest rates. Various banks provide various housing loan interest rates from which an individual can opt a bank, which suits him best.
Applying for a home loan isn’t a simple process, it includes a lot of factors. Below are some home loan rejection reasons, which an applicant should dodge to get rejected from getting a home loan.
• Maintaining a good CIBIL score
Credit Information Bureau of India Ltd. (CIBIL) is a score) that maintain records of a person who has previously taken a loan or used a credit card. To check if you are eligible for applying for home loan, this is a crucial deciding factor. A good CIBIL score for a home loan is 700. Some reasons behind the bad CIBIL score is dues not paid on time, no payment of EMI’s etc. So aware of these factors & maintain a good CIBIL score to be eligible for a home loan.
• Verification of personal profile
To be eligible for the home loan each of the given identity has to match with the credit report.
• Age limit
The minimum age for applying home loan is 22-23 years, and the maximum is around of 60 years. Bank definitely consider repayment capacity of the applicant before granting the loan.
• Job hopper
The job stability is an important factor be eligible for a housing loan.As according to bank rules, an applicant must be employed with a certain organization for three years.
• Good tax-paying history
Banks also check with a few years of tax paying history of the applicant to provide loans
• Filling income tax regularly
• Checking and paying off existing loans
Ladder Mankav Greens, an amazing range of residential living spaces with amicable environment located at Mankav, Calicut. Avail home loan at 4.99 % interest rate from the trusted builder in Calicut, Ladder Kerala. Ladder Mankav Green offering premium roomy two, three & four bedroom apartments & flats in Calicut. Own this amazing residential project in Calicut at the lowest interest rate & enjoy the life at its best. To know more visit link premium2 BHK apartments in Calicut. To know more visit link premium 2 BHK apartments in Calicut.
For more information visit : http://ladderkerala.com/ladder-mankav-greens/
Please Touch With Us: +91 9400470022
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