Monday, 15 October 2018

4 Tips To Improve Your CIBIL Score





Are you trying to get a home loan to finance your dream of buying a new home by your own, understand your credit score. CIBIL score or credit score is a number ranging from 300 to 900 and it is based on your credit history. Financial institutions consider your credit score to determine your loan eligibility. A high CIBIL score indicates he has no unpaid dues left. If you have a low CIBIL score, here are some tips to improve your credit score.

1.    Clear your outstanding dues
Clear all your unpaid dues and improve your credit score.

2.    Credit Report
Check your credit report thoroughly and if you find any inaccuracy in the report, register an appeal on the CIBIL website. Once the correction has updated, there will be an improvement on your CIBIL score.

3.    Regular with your EMI payment
If you are already paying previous loans, be punctual with your EMI payments.

4.    Credit Limit
It is recommended to don’t exceed your credit limit to keep a good CIBIL score.

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