How To Smartly Deal With EMIs

With home loans becoming a popular choice for financing a home purchase, people are increasingly aware of the EMIs involved and are wanting to learn more about efficiently managing the same without having to face a financial crisis. Since most of the home buyers depend on a home loan to finance the purchase of the new home, apartments in Calicut, it is great to know the smart ways to deal with EMIs.

Here are some smart ways to deal with EMIs.

•    Do not delay EMI payments - Delaying or missing EMI payments can lead to several consequences including having to pay penalty or risk lowering the credit score. It is advised to follow a financial discipline throughout the tenure of the home loan.

•    EMI calculator – Using an EMI calculator will help provide a proper estimate of the home loan EMIs that are affordable. This also gives an accurate idea on the interest rate, down payment, and EMI payment involved in the home loan.

•    Choose higher EMIs – It is ideal to keep the loan tenure shorter to avail the benefits of lower interest rates. When choosing higher EMI amounts, the loan tenure can be reduced along with the interest rate.

•    Lowest interest rate – As interest rate of home loans can vary according to the applicant’s eligibility or the lender’s policy, it is advised to choose a home loan with lower interest rates to lower the overall investment cost.

Decided to invest in a new home, luxury flats in Calicut and plans to finance the payment through home loans, deal with EMI smartly.

Ladder Mankav Greens, a premium project by one of the top builders in Calicut is a great investment choice in the city for many reasons. The project which is located in one of the prime locations in the city at Mankavu facilitates an envious urban lifestyle. 

To Know More About The Project  http://ladderkerala.com/ladder-mankav-greens/

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Advantages of Furnished Rental Homes

Moving into a new home, apartments in Calicut, is an exciting process. Which is your choice, a furnished or an unfurnished one? In general, furnished rental homes targets people who look for short-term rental homes. Peoples who look for long-term rental homes prefer unfurnished homes as they like to buy their own furniture and all.

Here the benefits of a furnished apartment

1.    Easier to move in and out

In the case of a furnished apartment, it is easier to move in and out. When the home is already furnished you need not worry about the cost incurred in purchasing the furniture and all. You just move in your personal belongings and start living in your new home.

2.    Better mobility

If you don’t feel comfortable in your new rental home, you can easily find and move to another as you don’t need to shift the furniture and appliances.

3.    Comfort

A furnished apartment provides superior comfort to you, you will not be burdened with the stress of arranging all the stuff in your home.

Ladder Kerala, the top builders of luxury flats in Calicut presents Ladder Mankav Grees, premium king-sized living spaces in the city of Kozhikode at Mankavu.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

Factors To Consider When Buying A Property For Rental Income

Investing in property is widely considered is safe and profitable with a long-term perspective. And most investors are keen on generating rental income from their property, apartments in Calicut. It should be noted that a comprehensive evaluation of all the factors involved is mandatory for optimum returns.

Here are few factors to consider when buying a property for rental income.

1•    Budget and cash flow – Consider the cash flow and decide on a budget according to it. It is wise not to plan the home only on the basis of rental income and to take into consideration the existing liabilities and income.

2•    Location – After deciding on the budget, the location should be given importance. The right location which enjoys close proximity to conveniences and is eligible for good appreciation value for the property, luxury flats in Calicut, in the future makes a worthy investment.

3•    Rent expectations – Once the locality is finalised, the existing rent patterns should be evaluated to get an idea of what to expect as rental income. An analysis of the expected rent in the near future and the surge in property prices can also be conducted for a clear picture.

4•    Amenities – It is wise to invest in a property with ample amount of amenities to maximise the rental returns as most people look for rental homes that help them lead a comfortable lifestyle with all the necessary conveniences.

Are you looking for the best luxury apartments in Calicut as a real estate investment? Ladder Mankav Greens, a premium flats projects by one of the top builders in Calicut is a great choice for you. The project is well equipped with most modern amenities &  world-class facilities and is located in the heart of Calicut city.  

To Know More About The Project  http://ladderkerala.com/ladder-mankav-greens/

Things To Do After Getting Possession Of A New Home

The home purchase process gets completed after the owner gets complete possession of his home. After the transfer of possession of your new home, apartments in Calicut, there also some important steps to be completed to ensure that the ownership is transferred completely.

Below listed are the 4 things that should be completed after getting possession of a new home.

•    Digitise property documents - Copies of all purchase-related documents should be made immediately after the registration. This will be helpful for using in other official purposes like the address change or for applying for home loan. It is also recommended to scan and digitise all the documents as a backup copy.

•    Transfer public utilities – The ownership should be transferred in utilities like electricity and water connections after getting the possession certificate. These are considered as initial address proof for updating the address details in personal IDs like Voter ID or Aadhar Card.

•    Property tax transfer - The details in the property tax documents should also be updated after getting possession as they are also considered as proofs of rightful ownership.

•    Transfer society share certificate - For a flat or apartment in a co-operative housing society, the owner may have a share in the society. As a proof of the same, a society share certificate should be secured.

Premium Residential Projects in Kerala

For those who look for a dream home in a dream location in Kerala, Ladder Mankav Greens, luxury flats in Calicut is a great choice. The project by the top trusted builders in Calicut accommodates an impeccable urban lifestyle in the lap of luxury.

 To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

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Things to Consider When Buying an Apartment on the Basis of Sample Flat

Builders and developers often initiate the sale of apartments in Calicut, on the basis of sample flats before completing the construction of all the units. A sample is essentially a fully furnished apartment which helps the buyer foresee their prospective home with all the interiors and fittings.

Here are few things to consider when buying a flat based on a sample flat.

•    Evaluate the flat – It is important to ascertain the flat well enough before reaching a purchase decision. Scan through every room carefully to get a proper idea of what the prospective flat will look like. Cautiously check every nook and corner before the final decision to avoid any regrets in the future.

•    The flat area and the ceiling to floor ratio – Most developers prepare a sample flat, flats in Calicut,  as just an estimate and hence it might be made to appear extra spacious to attract the prospective buyers. Also, the furniture will be laid in such a manner for the rooms to look more spacious. It is also recommended to have an idea of the ceiling to floor ratio from the sample flat.

•    Fixtures and fittings – A sample flat also comes with all the necessary fittings and fixtures to provide the buyer with the look and feel of things. It should be checked with the developer if the same fitting will be pre-installed in the apartment too. The brand and quality of sanitary fittings, electrical fixtures, flooring and window quality should also be ensured.

Ladder Kerala, the top trusted builders in Calicut presents Ladder Mankav Greens, luxury flats in Calicut at Mankavu. Equipped with most modern amenities and designed with world-class facilities, Ladder Mankav Greens is a great choice of investment in the city.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

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Why Calicut Is A Great Place to Invest

Calicut, a city in the southern Indian state of Kerala is one of the charming cities in Kerala.  Calicut is also known as a top real estate hotspot for many reasons. Robust social infrastructure present, industrial and IT hub, good connectivity, scenic beauty, great hospitality & food, good climate all make Calicut a great place to live in.

Are you looking for a new home, apartments in Calicut, whether to live in or to resell? In both Cases, Calicut is a great choice. Here are the top factors which make Calicut a great place to invest.

Social Infrastructure Present

With the rising IT and other industrial developments happen in the city, Kozhikkode offers you a sound infrastructure for a hassle-free living.

Connectivity

Calicut is well connected to the leading cities in the state and also it is bestowed with good internal connectivity.

Scenic Beauty

Calicut is a leading choice among tourists. The top tourist places in Kozhikkode includes Calicut beach, Tali Siva Temple, Mananchira and S.M Street.

Hospitality

Kozhikode is known for its great hospitality and food. The city is famous for some tasty foods such as Biriyani, Halwa etc.

All these features make Calicut a great place to live in. The top builders in Calicut make use of this increasing demand by delivering premium living spaces at affordable prices in the city. Ladder Kerala, one of the leading builders in the state presents Ladder Mankav Greens. The project, luxury flats in Calicut, is available in terms of 2 and 3 BHK flats and apartments. Enjoy luxury living at its best at Ladder Mankav Greens.

To know More About The Project http://ladderkerala.com/ladder-mankav-greens/

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Open Floor Plans Vs Closed Floor Plans

Are you looking for a new home? Which is your choice an open floor plan or a closed floor plan? Both have its own merits and demerits, choose the right one according to your preferences. Confused about which design will work for your family. The listed pros and cons of both the designs may help you to choose the right one for you.

Open Floor Plan

Generally, an open floor plan home comes with a large room forming a single living space. For example, a single room which combines the kitchen, dining room and the living room.

Closed Floor Plan

A closed floor plan home comes with walls separating main rooms. A closed layout makes the home more functional by setting distinct private areas.

In search of a new home, apartments in Calicut, have a rough idea of the pros and cons of both open floor and closed floor plans.

Benefits

Open Floor Plan

•    The space appear larger

•    Promote everyday living

•    Better accessibility

•    Spread natural sunlight

•    Increase resale value

•    Line of sight

•    More contemporary aesthetic

Closed Floor Plan

•    More private spaces

•    Sound control

•    Walls to decorate

•    Speciality rooms

•    Reduced energy consumption

•    More design options

•    Appear less cluttered

Disadvantages

Open Floor Plans

•    Less privacy

•    Higher energy costs

•    Sound may travel

•    Less privacy

•    Few design options available

Closed Floor Plans

•    Less natural light

•    No line of sight

•    Less accessible

•    Lower resale value

Choose the right designed home according to your preferences.

Ladder Kerala, the top trusted builders in Calicut, Kerala offers luxury flats in Calicut in their flagship project named Ladder Mankav Greens. Whether you a modern home buyer or an investor, the project assures a healthy return on investment in all aspects.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

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Key Areas Online Property Portals Should Focus On

Online property portals are redefining the Indian real estate and are on the way to become a full stack service provider. Being the aggregators of both supply and demand in the industry, real estate portals have stocks of data that can provide accurate insights into the consumer minds. Even though equipped to do so, property portals have to address certain key areas to create a robust business.

Below listed are key areas online portals must expand to.

•    Holistic coverage of the market – There is still an untapped segment of the market which is majorly dominated by brokers and middlemen. The portals should explore these sectors and should work towards aggregating the market online.

•    Enriching information – Portals should adopt high-quality data sciences and work on curating and enriching information further. They should employ much effective tactics to identify fake listings and fake sellers, while also promoting trust and credibility of the online platform.

•    Go beyond discovery – According to the need of the hour, property portals must come with products and tools that redefine the online purchase experience through mediums like social media forums where one can discuss about the project and interactive tools where people can research prices in the market.

•    Innovations – Moving with the latest demand for visualisation technologies and virtual reality, real estate portals should employ these to transform the home buying experience of the customer.

Ladder Kerala, the top trusted builders of flats in Calicut presents Ladder Mankav Greens. The project Ladder Mankav Greens, apartments in Calicut, is available at 4.99% home loan and 20 years of free maintenance charges and is designed to accommodate luxury living at its best in the heart of Calicut city.  

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

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What Square Footage Is Right For Your New Home

There is a lot to consider while buying your new home, apartments in Calicut, as it is a long-term investment and it is where you and your family is about to live. One of the factors which is considered while making a decision on a property is square footage of the house. In general, the overall functionality and design are dictated by size. How can you determine the right square footage that you need? It depends on many factors such as

How many people

How many family members will be living in your new home has a crucial role in determining the needed space in a home.

Budget

Your budget makes a choice on the square footage of the home as the cost of a bigger home is considerably higher than a smaller one.

Preferences

Your preferences are to be considered while finding the right square footage for your home, flats in Calicut, as your home needs to satisfy all your needs in the future.

Future Needs

If you have kids or planning to have more, you need to set aside some space for them in your home.

Resale Value

As the size and thus the functionality has a crucial role in determining the resale value of the property, it is better to opt for the bigger if you have enough budget.

Premium Residential Projects in Kozhikkode

Ladder Kerala, one of the choices builders in Calicut offering ultra spacious premium living spaces in one of the prime locations in Calicut at Mankavu. The project named Ladder Mankav Greens, luxury apartments in Calicut, loaded with all the most modern amenities and facilities.  

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

Guidelines to Choose Lighting Fixtures For your Apartment

Lighting plays a pivotal role in your home. If the lighting conditions are bad, it might cause stress and make the whole environment less appealing.

May it be the living room, bedroom or the kitchen, each space in a home, flats in Calicut, need different types of lighting. Given below are the guidelines to choose lighting fixtures for different rooms -

1.    Living Room

The living room is the symbol of your lifestyle. A large tube light or CFL is suggested at any strategic spot of the room where the room gets complete lighting. Depending on the size of the space, choose your décor. A chandelier that is proportionate to the size of the room and compliments your home’s décor would be great for the room. If you have hanging artwork, or items that you wish to showcase, use simple focus lights to highlight the same. Having floor mounted lights helps in creating a relaxed and welcoming ambiance as well.

2.    Dining Room

One facet that is of focus in the room is the dining table. Use a simple chandelier or a set of drop lights to make the space in your home, apartments in Calicut, appealing. If you have any artwork or crockery that you wish to display, use subtle wall mounted focus lights to highlight the same. A large CFL can be the focal lighting.

3.    Bedroom

Bedrooms need a combination of lightings. Floor mounted lights and bedside lamps is an essential part of the bedroom. They help create a warm ambiance without much disturbance. Dressing area requires focus lights that enhance the space.

4.    Kitchen

Choosing the right lighting is very important for Kitchen. Have a tube light or a large CFL to completely light up the central space. Other than this, having small focus lights like LEDs at various points would also be good. Chores like cutting, cooking, washing etc. need extra lighting for efficiency. Have multiple control points so that you can only switch on those that are needed at any given point.

Ladder Kerala, the top trusted names in building premium homes, trusted builders in Calicut presents Ladder Mankav Greens. The premium home is available at 4.99% home loan and 20 years of free maintenance. Own your dream home, luxury apartments in Calicut, at one of the prime locations in the Kozhikode city.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

5 Safety Tips For Your Home

One of the most fundamental features of an ideal home is the safety and security it provides to the residents, that’s when truly a house becomes a home. 

Following are 5 home safety tips that you can use to make sure that your home, apartments in Calicut, is a haven for you and your close ones -

1.    Intruders or Trespassers

From the courier boy delivering goods, to the food delivery boys - we have a lot of strangers knocking on our doors. Monitoring and keeping an account of the visits of such people is crucial.  Having an entry/exit log at the entrance with a full-time security personnel is recommended.

2.    CCTV Cameras 

We’re now living in the world of Digital. CCTV cameras around your home with 24/7 monitoring would ensure more safety.

3.    Pests

 Making your home safe for you and your family members against pests is pivotal. Use mesh for your windows and balcony doors from where these possible pests might enter. Also, make sure your home, flats in Calicut, is clean and hygiene so that you don’t have mosquitoes, rodents etc. Not to mention, dispose garbage in a timely manner.

4.    Surroundings 

Make sure the street or society you live in has safe surroundings. They should have ample lighting in the entrance, parking, staircases, garden etc.

5.    Home decor

Prevent using transparent curtains at places where one can easily peep into your home.  If you do use them, combine them with thicker curtains to ensure safety and privacy. Also, the usage of sturdy doors and r locks at your main entrance is recommended.

Ladder Kerala, the top builders in Calicut for building premium living space across the state presents Ladder Mankav Greeens. The flagship residential project by the leading builders is a great investment choice in Kerala. The project, luxury flats in Calicut, designed with utmost comfit and convenience.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/

3 Points To Check In A Builder-Buyer Agreement

A builder buyer agreement is a very important document for both the builder and the buyer of the property. Are you looking for a new home, apartments in Calicut, you must thoroughly read and verify the document before putting a sign on it. Each point in the document should be cross-checked by the buyer to avoid any unnecessary confusions or issues in the future. Here are some of the most important points in the builder-buyer agreement that must be checked and verified by the buyer.

1.    Timeline

Are you looking for an under construction apartment or flat, then you must consider the construction timeline of the project before making a decision on it. The builder must hand-over the property before the construction timeline mentioned in the builder-buyer agreement.

2.    Area changes

In the builder-buyer agreement, there must be a clear data regarding the extra charges which is applicable if the builder needs to change the area of the apartment, flats in Calicut. The area change is generally super area.

3.    Payment Delay

Cross check the clause which mentions the cost of payment of interest which is applicable if you fail to pay the instalment on time.

Ladder Kerala, the known trusted names in builders in Calicut presents premium residential project ladder Mankav Greens at 4.99% home loan. Own your dream home, luxury apartmentsin Calicut at one of the prime locations in Kozhikkode. The project equips most modern amenities and facilities at its best.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/