Sunday, 6 January 2019

Home Loan Application Rejected. What To Do?




Home loan application rejected? Instead of worrying on it try what you could do on it. Never feel disappointed, take the right steps to make it happen. Here are some tips to handle such situations.

    Ask the lender what the issue is
The lender can help you to find out why your home loan got rejected. Find the reason behind the disapproval and solve it at the earliest.

    Rectify the issue
Once you get to know the reason behind the rejection of home loan, go deep into the details of the problem. Focus on the specified problem and rectify it.

    Opt for a lower loan amount
If you find the reason behind the rejection of home loan is that your monthly income is not enough to handle the home loan burden, sort the issue by opting for a lower loan amount. Thus correct the debt servicing ratio.

    Repay your existing loans if any
Consider closing your current financial obligations.

    Improve CIBIL score
Check your CIBIL score, if there is any wrong information reflected in your credit report or history, report the issue on CIBIL’s website.

Ladder Mankav Greens, apartments in Calicut, is one of the prestigious address among premium homes, luxury flats in Calicut Kerala. It is a flagship project by one of the choicest builders in Calicut Kerala.


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