Sunday, 23 September 2018

Types Of Housing Loans



Being the most favoured method for financing the purchase or construction of a house, banks and financial institutions offer a variety of options of loans.

Here are the most common types of housing loans in the country

1.    Home purchase loans – One of the most common types of loan, home purchase loan can be used to buy a ready-to-move-in unit, an under-construction property or a resale home. The maximum tenure available is 20 years, while the amount can range from 2 lakhs to 200 lakhs.

2.    Land purchase loans – This is obtained for buying a plot for house construction or as a long-term investment. Offered only for residential plots, its maximum tenure is 15 years.

3.    Home construction loans - These loans are ideal for ones who want to build a house. Applying for this loan involves making a rough estimate of the construction cost.

4.    Home renovation loans - It is offered for renovating a property that is already constructed and can be availed for up to 15 years.

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2 comments:


  1. Thanks for sharing awesome information about real estate projects. I also want to share a new commercial project name

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  2. Thank you for sharing this information. It has helped me to know more about
    types of home loans

    ReplyDelete