Are you thinking about buying a new premium apartments in Calicut? Is the right time to own a new home? Consider these factors apart from the external aspects like competitive pricing, right location, low-interest rate etc. Here is a list of 5 signs that tell you if you are ready to buy a new home for you.
1. Are you financially stable?
If you are already struggling to meet your daily needs & pay your bills, this is not the right time to own a new home. Buying a new home will be an extra burden to you in this situation, since buying a ready to occupy flats in Calicut includes a colossal investment. If you are not in a position to save for a down payment it’s better to wait some more time to own a home.
2. Higher credit score
If you have a good credit score its great. Better chance for loan approval, more negotiating power, get approved for higher limits, easier approvals for home loans are some of the benefits of having a good credit score.
3. Long-term living
Make sure that you don’t move to a new place in the next few years. But if you are considering the property as an investment, you need not worry about this.
4. A steady income
Do you have a steady income in terms of job or business which is sufficient to back up your home ownership? If yes buy your new 3 BHK flats in Calicut.
5. A healthy down payment
If you have at least a 10 percent down payment saved apart from your savings and emergency fund totals, of course, you are ready to buy a new house. If it is more than 25 percent it is great.
Ladder Mankav Greens is the flagship residential project of the unique builders in Calicut Ladder Kerala. Ladder Mankav Greens is located in the heart of Calicut city enjoying all locational benefits of Calicut. The project is equipped with most modern amenities, world-class design & spacious living spaces for a quality & comfort living.
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