Rights Of A Home Buyer

Are looking for a new home. Do you know about the laws and rules protecting the rules of a home buyer in India? Know your rights as a home buyer.

•    The home buyer has the right to get all possible information about the project from the builder.

•    The buyer has the right to know the stage-wise schedule and status of the project.

•    After full payment of the property, he has the right to get the possession on the property.

•    In case the seller not gives possession of the property to the buyer after making the full payment, the buyer has the right to obtain the amount along with due interest rate on the amount.

•    The buyer is entitled to get the necessary documents such as encumbrance certificates, agreement etc.

•    In the case of lack of fulfilment of the agreement, the buyer can take the seller to the court.

Ladder Kerala, the known builders of apartments in Calicut presents premium homes equipped with most modern amenities and facilities at affordable prices. The project Ladder Mankav Greens, flats in Calicut, is a great investment choice in the heart of Calicut city.

To Know More About The Project  https://ladderkerala.com/ladder-mankav-greens/

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Tips To Display Artwork In Your Home

6 Tips to Cool Your Home in the Summer

4 Driving Factors For The Demand Of Ready-To-Move-In Houses

Ready-to-move-in and under-construction homes are the two major options that home buyers have to choose from. Among these two, ready-to-move-in homes are highly preferred due to the many benefits they offer.

Here are the factors that drive demand for ready-to-move-in houses

1.    Cost – The impact of demonetization and the implementation of GST and RERA has created quite a turbulence in the realty sector over the past year and this has led the developers to bring in changes in pricing. This makes it ideal to invest in ready-to-move-in homes.

2.    Financials – Paying EMI for an under-construction home can be quite expensive as one has to start paying soon after registration and until the construction is over. A ready-to-move in-house is cheaper in this instance.

3.    Rental income – Ready-to-move-in units are ideal for generating income through rent or resale soon after the purchase compared to an under-construction home which has a waiting period for delivery after purchase.

4.    Investment worth – There have been many instances of developers cheating homebuyers and looting their money in the name of soon-to-be constructed or under-constructed properties. Ready-to-move-in units are much safer to invest in this scenario.

Ladder Kerala one among the top names in building luxury homes, flats in Calicut, with premium quality. Ladder Mankav Greens, ready to occupy apartments in Calicut by Ladder Kerala is a heaven of urban lifestyle in the lap of luxury.

To Know More About The project  https://ladderkerala.com/ladder-mankav-greens/

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4 Things To Consider Before Buying A New Home

Buying a new premium home is a dream for many people and it may the one of the biggest investment in one’s life. Before making a decision on the property it's your responsibility to ensure the property, apartments in Calicut, is safe and secure to invest in. It is recommended to consider these factors before putting a sign on the agreement.

1.    Carpet Area Vs Total Area

Find out the carpet area and the total area of the apartment. Total area includes everything whereas the carpet area is the actual area of the home excluding the thickness of the walls.

2.    Check the permits

Check whether the developer has all necessary permits and clearances from the concerned authorities to construct the building.

3.    Additional Cost

Verify the additional costs involved.

4.    Check clause for late possession

Check whether there is a clause for late possession mentioned in the contract. Cross check whether the date is mentioned or not.

In case you are looking for a new home, flats in Calicut, check residential projects by Ladder Kerala, one of the leading builders in Calicut, Kerala.

For more details on the project  https://ladderkerala.com/ladder-mankav-greens/

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How to Differentiate Between a Good and a Bad Floor Plan

A well-designed floor plan ensures more space and provides easy access to different rooms. A good floor plan also enhances the visual appeal of the interiors.

Here is a brief guideline on how to differentiate between a good and bad floor plan.

• Home size – The floor plan should be according to the family’s requirement. The number of rooms and accommodation facilities should be evaluated before deciding the floor plan.

• Room size – A good floor plan should be one with a room size of 12 feet by 10 feet as in India, the ideal bed size is considered to be seven to nine feet.

• Space utilization – The ideal floor plan should ensure optimum utilization of space. It should be designed according to the number of people living in the home.

• Design based on layout – A good floor plan will be based on the layout which determines the basic architecture of the home. When based on a good layout, the floor plan makes the interiors look inviting.

Ladder Kerala one of the leading builders in Calicut offers premium living spaces with world-class standards, luxury flats in Calicut, at their flagship project Ladder Mankav Greens. The project is located in a prime location in the Kozhikkode city at Mankavu.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/ 

3 Tips To Choose The Right Real Estate Developer For You

Planning to invest in a new home, apartments in Calicut, there are many choices to opt for, many real developers in the city offer tempting deals. Don’t get blinded by attracting promises by them, choose the right property for you. Here are some tips to find the right real estate developer for you.

1.    Developer’s background

Collect all data regarding the developer, their years of experience, quality of projects, customer review etc. Check the projects done by the builder and the delivery record.

2.    Approvals

Check the necessary approvals and ensure the project that you are supposed to invest won’t get affected by any legal complications in the future.

3.    Financial stability

Verify the financial stability of the builder and make sure the project will get delivered on time.

Ladder Kerala one of the leading builders in Calicut known for constructing high quality world-class designed premium homes, flats in Calicut, at affordable prices. The builder presents a premium residential project, luxury apartments in Calicut, named Ladder Mankav Greens at 4.99% home loan and 20 years of free maintenance charges.

To Know More About the Project  https://ladderkerala.com/ladder-mankav-greens/

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5 Reasons to Choose an Open-Floor Plan for Homes

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A Brief Guide on Carpet Area, Built-Up Area and Super Built-Up Area

4 Innovative Trends in Ceiling Designs

Tips To Improve CIBIL Score

Low CIBIL scores are one of the common reasons to reject the home loan application. Here are some tips to improve the CIBIL score.

•    Check CIBIL Report - Review your credit report for 3-4 times a year and check if there is any discrepancy in it. This checking will also help alter any bad financial habit.

•    Restrict utilization – It is advised not to utilize the whole amount. Using less from the eligible home loan amount is always advised because lower credit indicates lower EMI which improves creditscore.

•    Late Payment – Late payment is one of the major reason for a bad score. It should be ensured that the EMI or credit balance is paid on time.

•    Mix of credit – Exposing more towards unsecured loans or a high number of credit cards or personal loans will give an image of negative credit history.

•    Apply for credit with pause – Uninterrupted credit applications can be considered credit hungry and hence it is best to apply if there is any actual need. 

Looking for a new home, apartments in Calicut, and planning to take a home loan at a cheap interest rate. Ladder Kerala the top builders in Calicut presents premium homes, flats in Calicut, at 4.99% home loan and 20 years of free maintenance. Don’t miss this chance to own your dream home in the heart of Kozhikode city.  

To Know More About The Project  https://ladderkerala.com/ladder-mankav-greens/

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Rent or Buy, Which Is The Right Choice

Are you confused about buying or rent a home? The decision to make a choice between the two choices is crucial. You must consider many factors before making a decision on it.

The cost-effective choice is renting a home. You can live in the heart of the city with all premium facilities without spending much, it will not a feasible choice when you consider buying it.

Factors to Consider While Renting

Crosscheck the rental agreement thoroughly before putting a sign on it. Note down the most vital aspects such as

•    Tenure

•    Additional costs mentioned

•    Consistency of payment

•    Security deposit clauses

When coming to buying a new home, flats in Calicut, it is a long-term investment and it is a matter of pride to own a premium home by your own. By taking a home loan you can finance the payment and benefits from the tax saving options.

Factors to consider while buying

As a buying a home, apartments in Calicut, is one of the biggest financial investment in one’s life, you should be vigilant in each stage of the investment process.

•    Opt for a reputed builder

•    Opt for a location which is having good social connectivity and social infrastructure

•    Choose the affordable choice for you.

Ladder Kerala one of the leading builders in Calicut offers premium living spaces with world-class standards, luxury flats in Calicut, at their flagship project Ladder Mankav Greens. The project is located in a prime location in the Kozhikkode city at Mankavu.

To Know More About The Project http://ladderkerala.com/ladder-mankav-greens/ 

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Tips to Avoid Paying too Much for a New Home

Buyers often tend to fall for the first impression of a home and are ready to pay whatever the seller demands ignoring careful consideration of the price and the affected factors.

Here are some tips to avoid paying too much for a new home.

• Do a thorough research – An extensive house hunting should be done well in advance and to check out several options without finalizing an over-priced one at the last moment.

• Do be emotional with the purchase – As the home is a concept that is an emotional affair, many make decisions emotionally without considering factors like the budget.

• Learn about the price trend – Visit a house only after learning about its price beforehand. If it exceeds the budget, it is best to avoid visiting it and falling for the unreasonable price.

• Work with an agent – A real estate agent will help analyze the true value of the property and will negotiate the price accordingly avoiding an overpriced deal.

• Be ready to walk away – Do not display an over-enthusiasm to a seller so that he may believe that one will buy the property even without a negotiation.

Ladder Kerala the trusted builders of luxury flats in Calicut comes with premium residential projects at affordable prices. Ladder Mankav Greens, world-class designed luxury living spaces by the top builders in Calicut is a great investment choice in Kozhikkode.

To Know More  http://ladderkerala.com/

How virtual Reality is Transforming Real Estate Industry

The latest buyer engaging trend in the real estate industry is virtual reality. Providing the prospective buyer with a variety of options, virtual reality visualizes the property and helps make a better buying decision. It is also said to boost the credibility of the project and also provides an immersive experience to the customers.

Here is how virtual reality is transforming the real estate sector.

• Bulk information – With the help of virtual reality, an under construction project can be showcased before the customer while also involving them in various dimensions of the property.

• Customer engagement - The buyer is encouraged to know more about the project with virtual reality which enhances the chance of initiating a successful home buying process. With the details of the project being available a digital platform, it helps the buyer shared it across for getting opinions from dear and near ones.

• Interactive brochures – With the help of virtual reality, it is easier for the builder to create a virtual reality portfolio that presents all the necessary details of the project for the buyer.

Ladder Kerala the best builders in Calicut known for delivering premium quality commercial and residential projects on time presents luxury living spaces at 4.99% home loan and 20 years of free maintenance. The project named Ladder Mankav Greens, luxury flats in Calicut, promising you the best of quality living in the heart of Kozhikode city. 

Types Of Housing Loans

Being the most favoured method for financing the purchase or construction of a house, banks and financial institutions offer a variety of options of loans.

Here are the most common types of housing loans in the country

1.    Home purchase loans – One of the most common types of loan, home purchase loan can be used to buy a ready-to-move-in unit, an under-construction property or a resale home. The maximum tenure available is 20 years, while the amount can range from 2 lakhs to 200 lakhs.

2.    Land purchase loans – This is obtained for buying a plot for house construction or as a long-term investment. Offered only for residential plots, its maximum tenure is 15 years.

3.    Home construction loans - These loans are ideal for ones who want to build a house. Applying for this loan involves making a rough estimate of the construction cost.

4.    Home renovation loans - It is offered for renovating a property that is already constructed and can be availed for up to 15 years.

Ladder Kerala the trusted builders of flats in Calicut comes with world-class design and superior facilities at their flagship residential project Ladder Mankav Greens. The project apartments in Calicut is a great investment choice in the heart of Calicut city.

 To Know More About The Project  http://ladderkerala.com/ladder-mankav-greens/

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Expenses That Are Overlooked During A Home Purchase

Home purchase does not include only the cost of the home, but also requires additional expenses to complete the process effectively. Awareness about these expenses is important to avoid financial problems in the future.

Here are the commonly overlooked expenses

•    Moving costs – Amidst the complicated home buying process, many tend to overlook the cost of moving the house. To avoid last-minute hurdles, it is advised to finalize the movers and packers in advance to get an ideal of how much costs will be involved.

•    Interior – Be it a brand new home or a resale one, some money should be kept aside for interiors. These can include expenses for plumbing, electrical work, pest control, furniture, etc.

•    Adjustment costs – If the owner has made advance payments for the taxes, maintenance charges, and utility bills, it will have to be reimbursed.

•    Legal costs – Stamp duty and registrations often involve a substantial amount. Miscellaneous expenses like fees of notary and lawyers are also included.

•    Additional expenses – Other expenses like ownership transfer in a society. Connection transfer in electricity and LPG connections, etc. will also be included.

Ladder Kerala, the top trusted builders of apartments in Calicut comes with premium living spaces designed with world-class facilities. The project named, Ladder Mankav Greens, luxury flats in Calicut, is located in the heart of Calicut promising you luxury living at its best.

To Know More  About The Project http://ladderkerala.com/ladder-mankav-greens/

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Types Of Luxury Apartments

Luxury apartments are classified into different types based on the size, features and utility.

Here is a brief guide on luxury apartments

•    Penthouse – A luxury apartment at the topmost floor of the building with balconies, roof-top decks and private access to the terrace.

•    Studio apartment – A compact layout with the kitchen, bathroom and bedroom integrated within a single room and is ideal as a bachelor apartment.

•    Condominium – Individually-owner apartments in an apartment building is termed as condominium or condos.

•    High rise apartment – These are tall residential towers offering 2, 3 and 4 BHK units and are largely found in metropolitan cities.

•    Low rise apartment – They are relatively smaller structures than high rise apartments with 3-4 storeys containing individual apartment units.

•    Convertible apartment – A studio apartment or a normal apartment which has a design that can be optimized according to the requirement.

•    Loft – A large room or a commercial space in the building which is converted into a residential unit is called a loft.

•    Garden apartment – An apartment with access to the garden and is located at the front or back of the building.

•    Duplex or triplex – A two-storeyed apartment with a common entrance and a private staircase is a duplex, while the same with three storeys is a triplex.

•    Service apartment – This apartment caters to the need of travellers looking for a short stay in the city.

Ladder Kerala, the top trusted names in building quality premium homes, apartments in Calicut presents Laddder Mankav Greens. The premium residential project, luxury flats in Calicut, equips most modern amenities and facilities at its best.

To Know More About The Project   http://ladderkerala.com/ladder-mankav-greens/


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